Risk Analyst
CHINA
Job description
Responsibilities
· Underwrite credit limits upon requests consistently, within required response time.
· Assess buyers with all information available and his/her own market knowledge.
· Monitor risk portfolio in a certain industry.
· Be able to well explain the reasons for limit decisions to our clients
· Be responsible for a dedicated customer’s buyer limit portfolio. Steer it and provide a pro-active service level, according to PH classification.
· Regularly meet our customers and brokers to communicate our underwriting stance.
· Organize telephone conferences internally and externally.
· Contribute to supporting Commercial team in steering customer’s loss ratio and implementing necessary actions to ensure or restore profitability of the portfolio
Requirements:
· Market and technical knowledge
· Strong financial analysis skills
· Knowledge in dedicated business industries
· Strong business/ financial assessment skills
· Demonstrate commercial awareness
Interpersonal skills:
· Be a good communicator and able to convince clients about all decisions taken.
· Be able to conduct business visits and contacts independently.
· Be able to build long-term customer relationship, even in a context of restrictive decisions and deteriorated market environment.
Summary of Qualifications:
· Minimum Bachelor’s Degree in Accounting, Finance, Economics, Management, or Business Administration
· Fluent in spoken and written English
· Computer literacy: Skillful in MS Office applications
Allianz Trade is the global leader in trade credit insurance and a recognized specialist in surety, debt collection, fraud insurance, structured trade credit, and political risk. As a key global line in Allianz Group’s Property-Casualty insurance segment, we consistently hold a strong AA rating from Standard & Poor’s. With around 5,700 employees in over 50 countries, Allianz Trade proudly serves more than 83,000 clients worldwide. By monitoring 83 million companies in its proprietary risk database, Allianz Trade provides predictive insights that help companies of all sizes trade with confidence, both domestically and internationally. Since entering China in 2005, Allianz Trade has been committed to providing technical support for trade credit insurance to business partners .The headquarters of Allianz Trade in China is located in Shanghai, with offices in both Shenzhen and Beijing.